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    Issue Dated Jul 13 2015
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  • Current Issue
    Issue Dated Jul 13 2015
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 Provident Fund: The 5-year Rule
Those not completing five continuous years of service should transfer their PF balance to new employer to avoid TDS and reversal of tax benefits, writes Sunil Dhawan
Manage Your Debt Now: Credit Card Outstanding And Personal Loans On The Rise
Building up a decent credit history helps. Nowadays, for any kind of loan, credit history is essential to get loans from banks, says Sunil Dhawan
Mutual Funds To Shed Their Colours
Henceforth, every MF scheme will carry a representation indicating the level of risk it carries, says Sunil Dhawan
Benefits For Home Loan Buyers As Banks Reduce Base Rate
With banks lowering base rate, if  you want to lower your EMI, you need to contact your banker and submit revised ECS mandate, says Sunil Dhawan
Get Discount on Hospital Bills: As Per Rule Now
The IRDAI makes it mandatory for insurers and the TPAs to ensure that every discount received or agreed to be received from the hospital are passed on to the policyholder, explains Su
Your First Brush With Mutual Funds: Index Funds
Sunil Dhawan explains how your index fund can be your friend for the long road with less bumpy ride
The Simplified New Income Tax Return Form 2A
Govt notifies the new form where details on foreign trips and dormant bank accounts dropped, writes Sunil Dhawan  
Time For The Plastic Smile, Finally!
The proposal to give tax benefits for transactions on plastic – credit and debit cards – as also on e-transactions will not only help curb the black-
Parents do whatever it takes to give their children a good life. Despite the high cost of education, they want the best. But only few can afford.
Buying Term Insurance Plan: The Right Ways
Online plans can be 30 per cent cheaper than offline versions, points out Sunil Dhawan
Things To Keep In Mind While Buying A Property
If you are planning to fund your home purchase through a loan, ensure that your EMI is not more than 40 per cent of your net take-home pay, says Sunil Dhawan
 The long term growth story of India looks sustainable albeit at a slower pace
 The long term growth story of India looks sustainable albeit at a slower pace, says Sunil Dhawan
Country's second-largest private sector lender, HDFC Bank today launched a 10-second paperless instant loan plan for its existing customers.  
To keep one’s funds liquid has always been an important parameter while deciding any investment.
The sharp decline in equities market in the first week of June has stunned investors who had parked their money in mid- and small-cap stocks.
April 2015, the start of the new financial year.  Now is the time to think and plan your investment strategy for the financial year 2015-16.
Take a dip in the blue beaches of Pattaya, walk along ‘Waterfront Promenade’ in Singapore, go spotting orangutans in the Malaysian Borneo and hit the cool spice trail in Sri Lanka — there’s a
Managing family finances is an essential part of one’s life.  It is not enough if you are just earning, but it is essential to know how that money that you earn is managed.
The government is working towards fixing the problems of delay in tax refunds faced by many taxpayers arising on account of various reasons.
Many women these days are “Doing it All” – From being a working woman, to caring for elderly parents, to raising children, to paying the bills, to running a household, to managing as a single mo
The yellow metal may find support from the land of its biggest admirer — King Midas, the Greek king who had a ‘golden’ touch.
Foreign investors should not look to the Indian government for now to provide relief from a ruling requiring them to pay taxes on years of previously untaxed capital gains, Indian Finance Ministe
TS. Sivaramakrishnan, secretary of All India Association of Chit Funds, spends more time these days telling people the difference between genuine chit funds and ponzi schemes.
You are on your preferred travel portal, booking your flight to that long-awaited holiday in Greece.
Tax outgo skims the hard-earned money you make out of your jobs and businesses. However, to be a responsible citizen, there is no other way out.
In India, traditional retirement planning started only when an individual turned 40 years of age.
Most investors make their investment decisions purely on past performance, that is, returns.
Successful investing solicits discipline, investment confidence and right investment choices.
In many ways, 2014 was a year of resurgence for the stock market.
If there’s a story, it has to be told! We, at BW |Businessworld follow this code to the core.

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